Personal Injury Protection
Depending on the state, personal injury protection (PIP) can help provide coverage regardless of who is at fault for an auto accident. Coverage may include medical expense, work loss and funeral expense.
What Does Personal Injury Protection (PIP), or No-Fault Insurance, Cover?
Personal injury protection – or PIP – is often referred to as no-fault insurance because covered claims are paid regardless of who is at fault in an accident.
Key points about PIP (no-fault insurance):
- If you're in an accident, PIP covers you, your family and any passengers.
- PIP pays for covered medical and hospital expenses, and may pay for lost wages and expenses for childcare or household-related services while you're recovering.
- It may also pay for funeral expenses.
If you live in a state where PIP is required by law, your auto insurance policy should include this protection. Contact a Travelers representative to learn what's required in your state. Coverages vary by state.
In some states, medical payments are covered under medical payments coverage.